Gather
Our first step involves two things: conversation and information. We’ll talk at length about the big things in your life, your views on risk, your experience as an investor and what it will take to pursue your goal. All we will ask you to bring along are any important documents including financial account statements, wills, trusts and beneficiary information.
Evaluate
In step two, we’ll take a critical eye to everything we’ve learned about you and begin analyzing it all in relation to the markets. We’ll consider the merits of various approaches and assess available investment options.
Build
Our team practices Modern Portfolio Theory, which seeks to increase returns and decrease risk through asset diversification*. In our third step, we will use the conclusions we’ve drawn to design a well diversified investment portfolio that will serve as the engine of your larger financial plan.
*All investing involves risk including loss of principal.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Implement
You play the key role in our fourth step. After we’ve presented and thoroughly explained our recommendations, we’ll ask you to sleep on things before making a commitment. Then, with your approval and any necessary adjustments, we’ll execute your customized strategy using the extensive tools available to us through LPL Financial.
Manage
Our fifth step is about ensuring that your plan is big enough to adapt as your life and the markets change. By actively reviewing your portfolios progress and consistently communicating with you, we’ll make adjustments as necessary to keep your plan on the right track and working to pursue your goals.
